METANOVA VERSE LTD.
Effective Date: January 1, 2025
Operator: MetaNova Verse Ltd., a company incorporated under the laws of the British Virgin Islands (“MetaNova,” “we,” “our,” or “us”).
These Terms of Use (“Terms”) govern your access to and use of the MNV Crypto Loyalty Card and related products and services (collectively, the “Services”). By accessing or using the Services, you agree to these Terms in their entirety.
MetaNova Verse provides Layer1 Chain (currently in Testnet and not in production), crypto loyalty card services, crypto wallets and other services that enables users to hold, convert, and spend crypto or fiat balances using physical or digital Loyalty cards (“Card”) and other services. The Card may be provided through partner networks or independent rails. The Card’s availability, functionality, or acceptance may vary across regions and merchants.
2.1 User Information. To access the Services, you may be required to complete a short registration form containing basic information such as your name, email address, and contact details (“User Information”).
2.2 Accuracy of Information. You agree that all information you provide is accurate and complete, and you will promptly update any changes.
2.3 No Verification Obligation. MetaNova is under no obligation to verify or authenticate any User Information. MetaNova may rely entirely on the accuracy of the information you provide and will not be liable for any consequence arising from incorrect or misleading data.
3.1 No Guarantee of Merchant Acceptance. MetaNova does not warrant or represent that any merchant, processor, or payment network will accept the Card, whether online or offline. Acceptance of the Card is at the discretion of each merchant.
3.2 No Validity Guarantee. MetaNova makes no promise regarding the validity, lifetime, or continued operation of any Card or Service and any information provided on website can be changed
3.3 No Partnership or License Representation. MetaNova does not confirm the existence or continuity of any partnership, sponsorship, or licensing relationship with any third party.
3.4 No Financial Advice. MetaNova does not provide financial, investment, or tax advice. Use of the Card and Services is entirely at your own risk.
4.1 Eligibility. You represent and warrant that you are legally allowed to use the Services in your jurisdiction.
4.2 Sanctions and Restrictions. You confirm that you are not a citizen, national, or resident of any country or territory under economic sanctions or trade restrictions.
4.3 Lawful Use Only. You agree to use the Card and Services only for lawful purposes. You will not use the Services for fraud, money laundering, tax evasion, or any illegal activities.
4.4 Self-Responsibility. You are solely responsible for ensuring that your use of the Services complies with all laws applicable to you. MetaNova is not responsible for your legal compliance.
5.1 Fees. MetaNova may charge issuance, conversion, usage, maintenance, or annual fees for the Card. Fee schedules may be published or modified from time to time.
5.2 No Refunds.All payments, fees, and charges are strictly non-refundable, regardless of use or non-use of the Services.
5.3 Suspension or Freezing. MetaNova reserves the right to freeze, suspend, or cancel any Card or related balance at any time if:
-User Information is inaccurate or incomplete;
-The user engages in suspected illegal activity; or
-The user fails to pay applicable fees.
-MetaNova shall have no liability for such suspension or cancellation.
-Any other reason MetaNova deem necessary as per circumstances
6.1 You may not copy, modify, or distribute any aspect of the Services without MetaNova’s written permission.
7.1 You consent to MetaNova’s collection, use, storage, analysis, sale, transfer, and sharing of all information you provide through the registration form or by using the Services.
7.2 MetaNova may use such information for operational, analytical, commercial, and marketing purposes, including solicitation of other MetaNova or third-party products.
7.3 MetaNova may share or sell data, including emails and other contact details, with third parties for marketing, advertising, or commercial use.
7.4 MetaNova may contact you directly using any communication method provided in your registration form.
8.1 As-Is Service. The Card and Services are provided on an “as-is” and “as-available” basis. MetaNova makes no warranty, express or implied, regarding functionality, reliability, security, or availability.
8.2 No Liability. To the fullest extent permitted by law, MetaNova disclaims all liability for any loss, damage, or claim arising out of or relating to:
The use or inability to use the Services;
Merchant non-acceptance;
Loss of access to the Card or funds;
Any third-party actions or omissions.
8.3 Limitation of Liability. In any event, MetaNova’s total aggregate liability shall not exceed the lesser of (a) the total fees paid by you during the preceding twelve months, or (b) one hundred United States dollars (USD 1).
9.1 Governing Law. These Terms are governed by and constructed in accordance with the laws of the British Virgin Islands (“BVI”).
9.2 Arbitration. Any dispute, controversy, or claim arising out of or related to these Terms shall be resolved exclusively by binding arbitration under BVI law. The seat of arbitration shall be Road Town, Tortola, BVI. The language of arbitration shall be English.
9.3 Waiver of Class Actions. All claims must be brought on an individual basis. You waive any right to participate in a class or collective action.
MetaNova may terminate or suspend any Card, Account, or access to the Services without prior notice and without liability. Upon termination, MetaNova has no obligation to retain, transfer, or refund any balance or data.
MetaNova may amend these Terms at any time by posting an updated version on its website or notifying users via email. Continued use constitutes acceptance of the revised Terms.
12.1 Severability. If any provision is deemed invalid, the remaining provisions shall continue in full force.
12.2 Assignment. MetaNova may assign its rights and obligations under these Terms without notice.
12.3 Entire Agreement. These Terms constitute the complete understanding between you and MetaNova.
